Are you thinking about buying a home in the Okanagan or Kootenays? The journey to homeownership can be both exciting and overwhelming. To help you navigate this process smoothly, I’ve compiled 12 essential tips. From choosing the right SubMortgage Broker to securing the best interest rates and using mortgage calculators effectively, these tips will make all the difference in your home-buying experience .. [LEARN MORE]

BY Debra Terry | 04/18/2025 |

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Tips on how to pay off your mortgage and other debts fast. [Keep Reading]

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Why Exploring Your Options for Mortgage Renewal Can Save You Thousands

Renegotiating your mortgage at renewal time is an excellent way to save money! [Learn How]

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Buy Your Kids a House Now So They Can Move Out Later

If you've ever said the words "My kids will never be able to afford to move out!"...[Keep Reading]

With remote work gaining popularity, lenders are adapting to homeowners relocating. Here are a few things to consider before packing your bags and moving.

"Where does my deposit go after I buy a home?" is a common question. Read this blog to follow the deposit steps in your real estate transaction.

If you're disappointed with your pre-approval amount or found a home just outside your budget, read this blog to learn how to increase your numbers.

This trend is growing in popularity as Canadians seek affordability and ways to enter the market. Read on to see if it can benefit you and learn how it works!

Many entrepreneurs are surprised to learn they have multiple tax-saving strategies with real estate and mortgages. Keep reading to learn how others are doing it.

Trusted Guidance, Proven Success

Mike L. - Okanagan

Working with Debra to buy a rental property was seamless and stress-free. Her experience and support were invaluable. Highly recommend for anyone looking to invest!

Kim W. - Okanagan

I had a fantastic experience working with Debra! As a first-time homebuyer, the guidance provided was clear and supportive, making the process smooth and stress-free. Highly recommended!

James C. - Okanagan

When a friend suggested I work with Debra and Josh to renew my mortgage, I was blown away by the experience. Their dedication to find me the best deal in the market was incredible. Thankful I didn't just stick with my bank.

Debra Terry | SubMortgage Broker

(778) 821-3500

Assistance Hours

Non traditional hours

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(778) 821-3500

Assistance Hours

Non traditional hours

JOSH NYGARD | SUBMORTGAGE BROKER

(778) 930-0330

Assistance Hours

Non traditional hours

Get In Touch With

(778) 930-0330

Assistance Hours

Non traditional hours

Contact Us

© 2025 Debra Terry - All Rights Reserved.

Debra Terry, SubMortgage Broker MB607806
BRX Mortgage Inc. X301291