Let's find the right solution for your needs.

Licensed Expert - Joshua Nygard (Son)

Licensed Expert - Debra Terry (Mother)

About Josh and Debra

Hello, we have some exciting updates coming soon, a new brokerage relationship. Please be patient as we engage on making changes to our website. You may feel free to connect directly with Debra or Josh. Debra can be reached at 778-821-3500 or Josh 778-930-0330.

Get beyond one bank.

we will help you explore all lender options!

Trusted Guidance, Proven Success

Mike L. - Okanagan

Working with Debra to buy a rental property was seamless and stress-free. Her experience and support were invaluable. Highly recommend for anyone looking to invest!

Kim W. - Okanagan

I had a fantastic experience working with Debra! As a first-time homebuyer, the guidance provided was clear and supportive, making the process smooth and stress-free. Highly recommended!

James C. - Okanagan

When a friend suggested I work with Debra and Josh to renew my mortgage, I was blown away by the experience. Their dedication to find me the best deal in the market was incredible. Thankful I didn't just stick with my bank.

Debra Terry | SubMortgage Broker

(778) 821-3500

Assistance Hours

Non traditional hours

Get In Touch With

(778) 821-3500

Assistance Hours

Non traditional hours

JOSH NYGARD | SUBMORTGAGE BROKER

(778) 930-0330

Assistance Hours

Non traditional hours

Get In Touch With

(778) 930-0330

Assistance Hours

Non traditional hours

Contact Us

© 2026 Debra Terry - All Rights Reserved.

Debra Terry, SubMortgage Broker MB607806
Indi Mortgage 029978